Innovative finance
Our services
Out-Finance Office
Your outsourced finance and HR department.
We will meet all your needs in the fields of accounting, human resources management, payroll, management of your company through monthly cockpits, taxation and strategic planning.
Grant Office
Your preferred external consultant office.
Accelerate and simplify your innovation funding process. You will be free to focus on innovation and creating value for the launch of new products and services by drawing on our expertise in managing publicly funded projects.
Who are we?
Ratios is based in downtown Neuchâtel and Lausanne. Ratios was created to facilitate the life of our partners by accompanying and advising them in the day-to-day running of their business. We listen to our partners and give priority to human and direct relationships.
Our philosophy, based on proximity, allows us to support our partners by enabling them to achieve their objectives through the « innovation » process.
Stefano Maglie
Kassandra Almeida
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» /] Out-Finance Office
Out-Finance Office
Our expertise and experience allow us to optimise and improve efficiency in existing and new companies. Through an analytical accounting approach and customised cockpits, we open the door to other management techniques such as budgeting and management by objectives.
With its digital approach and footprint, Ratios makes your day-to-day work more efficient by reducing administrative tasks that are often unnecessary and redundant.
Organisation and implementation of general accounting:
- Creditors and debtors
- Stocks
- Salaries
- VAT statements
- Preparation of accounts in accordance with legal and FER standards
- Quarterly, half-yearly and annual settlements with the preparation of financial statements
Outsourcing of accounting services or training within the company.
Support in creating a company:
- Study of the personal, economic, financial, fiscal and legal situation
- Search for financing
- Drawing up a business plan
Complete HR management through an HR department
- Preparation of monthly salaries and their payment
- Management of all aspects related to social insurance or general HR
- Data entry of employee information as well as possible transfers
- Reporting to the various social institutions and withholding taxes
- Delivery of salary certificates.
- Complete HR support for our clients
Establishment of customised management tools according to the needs of our clients:
- Implementation of a cockpit and a monthly dashboard
- Customised indicators adapted to the needs of your business
- Advice and support in your day-to-day business
Implementation and improvement of cost accounting:
- Strategy and advice
- Financial analysis, cash flow management and optimisation
- Planning (strategic and operational) and preparation of cash flow statements
- Implementation and improvement of the ICS (Internal Control System) and the company’s organisation
- Other mandates tailored to your needs
Grant Office
Grant Office
Support for researchers in the development of third-party funded research projects at national and international level.
Starting with your idea, whether it is a blank page, a development or an existing product, Ratios is there to support you. This crucial phase will allow you to identify the best funding opportunities.
A roadmap will be drawn up and active participation will take place throughout the development process. This will allow us to determine whether the project is economically and financially viable through a market-oriented analysis.
In this way, we will be able to identify the best financial incentive (national or international) to bring a new and creative solution to the market and provide support in the preparation phase for budget calculation and planning.
Implementation of monitoring and management tools specific to your project with interim reporting.
Preparation and support for final financial reporting up to final validation, follow-up of payments and support for audits
Preparation and issuing of audit certificates (CFS – Certified financial statement) of European projects funded directly by the European Community for SERI.
